+ Right code:  MIRVBB251
+ ISIN code: MIRVBB251
(Effective date of code allocation: 21/11/2025; effective date of code cancellation: 26/12/2025)
+ Planned quantity of issued shares: 270,940,550 shares
+ Issue price: 10,000 VND
+ Execution rate: 100:33 (shareholders are entitled to 1 right for 1 share that they own and to buy 33 new shares for every 100 rights).
- Principle of rounding, handling fractional shares, unsubscribed shares (if any):
+ Principle of rounding: For the fractional shares (if any) arising when shareholders exercise their rights, to ensure that the number of shares issued does not exceed the number offered, the number of shares that shareholders can buy will be rounded down to the whole number
+ Example: shareholder A owning 208 shares on the record date is entitled to buy 208 shares in accordance with the execution rate of 100:33. According to the principle of rounding, shareholder A is entitled to buy 68 shares.
- Principle of handling fractional shares, undistributed shares (if any):
+ The number of remaining shares includes:
o The number of remaining shares that existing shareholders do not subscribe in full or a part or do not make payment within the prescribed period
o The number of fractional shares arising due to rounding down 
o The difference in shares arising between the total number of shares requested for issuance and the total number of shares actually issued with the execution rate of 100:33 (if any).
Ø     Based on the authorization of the General Meeting, the Board of Directors (BOD) will consider and decide to end the offering or continue offering the remaining shares to other investors at an offering price of VND 10,000/share, equal to the offering price for existing shareholders.
Ø     The General meeting approves criteria for selecting other investors to offer the remaining undistributed shares, and authorizes the BOD to find and select these investors, specifically as follows:
Criteria for selecting investors to offer the remaining undistributed shares:
o     Domestic organizations and individuals who express interest, desire and have sufficient financial capacity to invest in VBB shares.
o     Investors who are capable of contributing to the development of VietBank
o     Investors whose business activities do not affect the interests of VietBank.
The remaining undistributed shares mentioned above, when offered for sale to other entities according to the decision of the Board of Directors, will be restricted from transfer within 1 year from the date of closing the offering.

The distribution of unsold shares to other investors must satisfy the conditions under 2020 Enterprise Law, 2019 Securities Law, Decree No. 155/2020/ND-CP and relevant legal regulations, including but not limited to the following conditions:

o    Comply with the provisions of Clause 2, Article 195 of 2020 Enterprise Law: “A subsidiary is not allowed to invest in buying shares or contributing capital to the parent company. Subsidiaries of the same parent company are not allowed to simultaneously contribute capital or buy shares to cross-own each other”.

o     Ensure the offering conditions prescribed in Article 42 of Decree No. 155/2020/ND-CP issued by the Government on 31/12/2020 detailing implementation of a number of articles of the Securities Law.
- Regulations on rights transfer:
+ Time period for right transfer: 8.30 am - 4.30 pm, from 21/11/2025 to 18/12/2025.
+ Right is transferred once within the prescribed time. 
- Regulations on subscription:
+ Time period for subscription and payment: 8.30 am - 4.30 pm, from 21/11/2025 to 23/12/2025.
+ Subscribed shares are freely transferable. 
- Place for implementation:
+ The holders whose shares have been deposited have to make transfer of purchase right, subscription and payment at the depository member where they opened depository account.
+ The holders whose shares have not been deposited will make right transfer, subscription and payment at the BOD office of Vietbank, Level 11, Lim2 building, no.62A, Cach Mang Thang 8 road, Xuan Hoa ward, Hochiminh city. 
- Information on blockade account for subscription:
+ Account holder: Vietnam Thuong Tin Commercial Joint Stock Bank
+ Account number: 134000000959
+ Account opening place: Vietinbank - Hochiminh Branch
- Information on VSDC's account for cash transferring:
+ Account name: Viet Nam Securities Depository and Clearing Corporation - Hochiminh Branch
+ Account number: 1190078737
+ At the bank: Bank for Investment and Development of Vietnam – Nam Ky Khoi Nghia Branch.
Coordination details and procedures for corporate action processing for holders of the above securities between VSDC, the Securities registering institution and depository members are specified in the Guideline on corporate action processing for securities holders at VSDC