Viet Nam Securities Depository and Clearing Corporation (VSDC) would like to announce the record date as follows:

- Expected number of securities to be redeemed: 3,700 bonds
- Execution rate: redemption of all bonds from bondholders (100% of outstanding bonds).
- Redemption price of each bond: 1,055,000,000 VND/bond
+ Interest payment is calculated according to the formula: 1,000,000,000 (VND) x 5% x 365 (days)/365 (days), rounded to 3 decimal places.
+ Principal of 1 (one) bond: 1,000,000,000 VND.
- The total receipt amount of bondholders will be rounded to the whole number (if the first decimal place is equal to or greater than 5, the number will be rounded up; if the first decimal is less than 5, the decimal part will be removed)
- Payment date: 27/11/2025
 Vietnam Technological and Commercial Joint Stock Bank will redeem all bonds before maturity on 27/11/2025 in accordance with the bond terms and conditions in the bond offering information disclosure. All redeemed bonds will be cancelled.
- Payment place:
+ The holders whose securities have been deposited will make bond redemption procedure at the depository member where they opened the depository account.
+ Bondholders whose securities have been deposited will receive bond redemption via accounts registered with Techcom Securities Joint Stock Company on 27/11/2025.
Depository members (DMs) are requested to compare the securities holders’ information in the List generated and sent in the form of Certificate of Authorization by VSDC with the information managed by DMs then send Confirmation (Form 03/THQ) in the form of Certificate of Authorization on the accuracy of the list of shareholders (For DMs who have not completed the connection to VSDC’s terminal-based gateway/ISO-based gateway or where the connection has been disrupted, the Confirmation with Certificate of Authorization shall be sent to thongbaoxacnhan@vsd.vn). In case of non-acceptance due to data errors or discrepancies, DMs are requested to send VSDC the details of errors or discrepancies in writing for necessary correction.
Deadline for sending confirmation: by 10.30 am, 14/11/2025.
If DMs do not send confirmation document by the above deadline, VSDC will consider the list provided to DMs by VSDC accurate and confirmed. In case of arising disputes and losses to shareholders, DMs will have to bear all the related responsibilities.
DMs are requested to fully inform this notice to each investor who has deposited the above shares at DMs within 3 working days from the date on the notice.