2nd TPBank's Tier 2 Capital Increase Bonds in 2025

TPB12549

VN0TPB125494

100,000,000 VND

Private placement

+ The floating interest rate for the entire term of the bond is calculated as follows: Bond interest rate = Reference interest rate + 3.5%. + The reference interest rate is calculated as the average of the interest rates on regular 12-month Vietnamese Dong personal saving deposits, interest paid after maturity, publicly listed on the official website of the following 4 banks on the interest rate determination date: Vietnam Investment and Development Bank (BIDV), Vietnam Foreign Trade Bank (Vietcombank), Vietnam Industrial and Commercial Bank (Vietinbank), and Vietnam Bank for Agriculture and Rural Development (each of these banks is referred to as the “Reference Bank”). For clarification, the bond interest rate, if not an integer, will be rounded to 2 decimal places. + The interest calculation period means each period lasting one consecutive year within the bond term from the date of issuance or the period from the date of the most recent interest payment to the date of the required premature redemption, the date of early redemption or mandatory redemption exclusive. + The interest rate determination date is August 31, 2025, for the first interest calculation period. For subsequent interest calculation periods, the interest rate determination date is the last business day of August of the year immediately preceding the year of interest payment for that period. + The bond interest rate for the first interest calculation period is 8.18% per annum.

23/12/2025

23/12/2035

420 Bond

42,000,000,000 VND

14,580 Bond

1,458,000,000,000 VND

06/05/2026

Partial redemption of bonds before maturity