Bond of NinhVanBay Travel Real Estate Joint Stock Company (NVTH2131001)

NVT12101

VN0NVT121012

100,000,000 VND

Privately - Placed corporate bond

+ For the first 4 interest periods (within 12 months from the date of issuance) (first year of interest calculation) is 9.5%/year; and + For interest periods from the end of the first interest year to August 17, 2023, the total of 3.5%/year and the reference interest rate are determined for that interest period; + For the interest period from August 18, 2023 to the end of August 17, 2024, the sum of 3.0%/year and the reference interest rate is determined for that interest period; + For the interest period from August 18, 2024 to the bond maturity date, the sum of 3.5%/year and the reference interest rate is determined for that interest period. The reference interest rate is: (i) for each interest period other than the first 04 interest periods (within 12 months from the date of issuance) until the end of August 17, 2023 means the reference interest rate VND reference for loans with a term of T>12 months determined by Military Commercial Joint Stock Bank at the interest rate determination date, (ii) for each interest period from August 18, 2023 until the end of the 17th /08/2024 means the VND reference interest rate for loans with a term T>60 months applicable to CIB customers published on the Military Commercial Joint Stock Bank website from time to time, (iii) for the term Interest calculation from August 18, 2024 to the bond maturity date means the VND reference interest rate for loans with a term T>60 months applied to CIB customers is published on the Website of Military Commercial Joint Stock Bank for each term

18/05/2021

18/05/2031

240 Bond

24,000,000,000 VND

1,440 Bond

144,000,000,000 VND

17/06/2026

Partial redemption of bonds before maturity